Measuring the Impact of SHG Federations in Tribal Odisha: Cross-Assessment for Inter-Sustainability
DOI:
https://doi.org/10.25175/jrd/2026/v45/i1/174238Keywords:
SHG federation, Sustainability Index and interdependenceAbstract
The SHG programme was introduced to cater for the financial needs of the poor and marginalised. Over the years, with changing composition, massive coverage, and structural and managerial transformation of SHGs, the facilitator’s delivery mechanism has also changed. With transformation in bank-linkage models, the mechanism of SHG formation and management, timely service delivery, and issues related to personal and business arenas raise demand for a collective SHG forum known as an SHG federation. For inter-sustainability analysis, comparative analysis is done both at the SHG federation and individual levels. The analysis reveals the availability of both financial and non-financial federations in the tribal district of Odisha with self-generated and government-assisted corpus funds under OLM. Overall, the SHG federation position is observed to be good across a three-point scale sustainability index, with a reverse position across block classification based on multi-dimensional parameters. SHG federations' impact on SHG development and individual enterprise, family and society development reveals an average to good position of respondents of APB, followed by BPB and LPB. The overall score shows poor impact of SHG federation on SHGs across all categories of blocks, i.e. BPB (1.99), APB (1.80) and LPB (1.83). Further, there are no statistically significant differences in impact score across BPB, APB and LPB. Benefits concentration of federation was observed only in 19 per cent of WSHGs, while 46 per cent of SHGs revealed average benefits of federation. Community status reveals a good position of respondents of the OBC (3.23) in reaping the benefits, followed by SC (3.12) and general (3.08), while the average position of respondents of the ST community.
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