SANTHOSH KUMAR, S. Access, Use and Repayment of Micro-credit in Kerala -An Analysis. Journal of Rural Development, [S. l.], v. 32, n. 3, p. 263–280, 2016. Disponível em: https://nird.informaticsglobal.ai/index.php/jrd/article/view/93320. Acesso em: 4 oct. 2026.